1. Introduction

Loya (“we”, “us”, or “our”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and store your information when you use our app and services.

2. Information We Collect

We may collect the following types of information:

1.1. Account Information

When you sign up using email or Google, we collect:

• First name and last name

• Email address

• Profile photo (if using Google)

This information is used to personalize your experience and support internal analytics.

1.2. Transaction Data

We collect data related to your cashback and referral activity, including:

• Purchase amounts

• Merchant IDs

• Wallet balances

• Referral IDs

This data is stored securely and used solely to calculate rewards and display them in your account.

3. How We Use Your Information

We use your information to:

• Authenticate your identity

• Provide you access to your account and wallets

• Track purchases and cashback

• Attribute referrals and calculate bonuses

• Improve app functionality and support

4. Data Storage and Security

All data is securely stored using Supabase, a backend-as-a-service platform that complies with modern security practices.

We never share, sell, or rent your personal data to third parties.

5. Third-Party Services

We use:

• Supabase for authentication, database, and storage

• Google OAuth for login (if selected)

• Stripe for future payment processing

Each third-party service may have its own privacy practices.

6. Your Rights

You have the right to:

• Access, update, or delete your account

• Request the removal of personal data (email: hello@loya-app.com)

7. Changes to this Policy

We may update this policy from time to time. We'll notify you of significant changes via email or in-app notification.

8. Contact Us

If you have any questions about this Privacy Policy, reach out to:

Email: hello@loya-app.com